The EMV chip-and-PIN standard for payment cards is popular elsewhere, but problems with terminals may prompt US customers to try mobile payments instead.
TJ Horan is Vice President of Product Management at FICO, leading their fraud solutions business unit. He is responsible for developing the strategic direction for FICO’s fraud products, and is also a key strategic leader in the area of transaction decisioning and analytics. TJ began his career with DuPont, where he helped design and maintain expert systems for process control. Since then, TJ has held a variety of technical and management roles in the fields of analytics, fraud and risk management, and decision management at industry leading companies such as HNC Software and SAS. You can follow TJ's rolling commentary about fraud and payments on Twitter @fraudbird