Tag: credit risk
Where Is the Mobile Money? Big Holes in Accounts of Kenyan Inclusion Fund
Kenya's mobile operators share some responsibility for tracking disbursements of public money to small businesses.
UK Regulator Considers New Protections for Telco Customers in Debt
Ofcom wants to ensure fair treatment of comms customers in debt although disconnections have not increased during the pandemic.
Why Closing the Digital Divide with Smart Credit and Smart Security Is Good for Everybody
Trustonic CEO Dion Price told RAG TV about people being denied credit for a smartphone when they can obtain it for other products.
A Brief Guide to the Digital Divide
The cost of internet access is still too high for millions of people, but the cost of not having access is also high.
Being Mindful of Hardship
Recent research by the UK comms regulator reiterated the difficulties that so many customers are going through worldwide.
Debt, Payments and Handsets: How a Global Crisis Leads Revenue Assurance to Find a New Balance
Sensitive management of access to each phone will maintain cash flow during a time when customers are under financial pressure.
Mobile Money Loans: Are RA Teams Ready?
Here are eight recommendations for any telco revenue assurance team confronting the risks of issuing loans via their mobile money service.
Remembering the Human Side of Billing
A 90 year old customer said she cried about being threatened with disconnection for non-payment of her phone bill. The telco later apologized after it was discovered the bill had actually been settled.
Using Machine Learning to Identify ‘Never Pay’ Subscribers
Automation and plenty of data means the credit worthiness of individuals can be assessed before they become subscribers.
Mobile Phones Can Build Credit Profiles for the Unbanked
Almost half the people in the world have no bank account, but social data can be used to assess their credit worthiness.
Should Telcos Verify Customers Using Their Banking Identity?
Banks verify prospective customers using the online identity they maintain with other banks. Telcos could do the same.
Rising Credit Risk Will Force UK Telcos and Utilities to Rethink Collection Strategies
UK household debt is climbing and this creates challenges for those seeking payment of recurring bills.
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The Commsrisk Global Fraud Dashboard
Our Global Fraud Dashboard uses AI-powered search to collate, update and visualize data about scams and other network abuses from around the world. New charts are added each month. See it here.
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